If you are hale and hearty in your thirty and find no reason
to opt for a health insurance in India, wait and pause a little while. You need
the best health insurance in India not because you are sick but because it
takes care of your medical expenses when you are sick. There are many advantages
of buying mediclaim policy at an early age when there is apparently no reason
to buy online health insurance. When you are in your thirties, you should
consider investing in health insurance plans in order to reap the benefits in
the long run. Let's have a look at the reasons why you should invest in the
best health insurance in India during your 30s.
Premium would be lower
Since you are fit person and possess less risk to health insurance companies, you will have to pay less premium on your mediclaim
policy. If you look to buy health insurance plans in your 40s or at a higher
age, you will have shell out more on the premium of health insurance policies.
Early age without any medical history ensures hat your annual outgo for your
online health insurance plan will be well within your budget.
Plenty of options available
Since you are young and fit without any health
complications, most health insurance companies in India would like to insure
you. In the process, you will get plenty of health insurance plans to choose
from. You can compare health insurance policies in terms of coverage, premium
and exclusions and cherry-pick the best health insurance in India as per your
budget and requirements from a myriad of online health insurance plans.
No medical tests will be required
Most health insurance companies impose medical tests for
people over 45 years of age and those with medical history. If you buy
mediclaim policy in your 30s you don't have to go through the ordeal of medical
tests and hence there will be no chance of rejection of your proposal for an
online health insurance plan. The whole process of procuring health insurance
policies is easier during 30s as there are no medical tests. You can compare
health insurance and simply buy the best health insurance policy for yourself
within a few minutes.
Waiting period will be over when you need your policy to work
All health insurance companies impose a certain waiting period between 2-4 years before covering pre-existing diseases. Many health insurance plans also come with waiting period for some specific diseases like hypertension, diabetes etc. By availing an online health insurance plan at an early age, you can go through the waiting period without any issue as you don't have any ailment to make claims for. Later on, when you will be older and fall sick your mediclaim policy will offer you protection immediately. So, you can make the most of the coverage of your health insurance in India when you actually need it to work.
Waiting period will be over when you need your policy to work
All health insurance companies impose a certain waiting period between 2-4 years before covering pre-existing diseases. Many health insurance plans also come with waiting period for some specific diseases like hypertension, diabetes etc. By availing an online health insurance plan at an early age, you can go through the waiting period without any issue as you don't have any ailment to make claims for. Later on, when you will be older and fall sick your mediclaim policy will offer you protection immediately. So, you can make the most of the coverage of your health insurance in India when you actually need it to work.
